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Merchants Insurance Group Merchants Insurance Group
  • Insurance
    • Business Insurance
      • Auto Repair & Collision Shops
      • Building Owners
      • Business Auto
      • Contractors
        • Carpentry
        • Concrete
        • Electricians
        • Handyman
        • HVAC
        • Janitorial
        • Landscaping
        • Painting and Paperhanging
        • Plumbing
      • Golf
      • Offices
        • Medical Offices
      • Restaurants/Food Service
      • Septic Haulers / Designers / Installers
      • Service / Retail / Wholesale Businesses
        • Beauty Salon, Barber Shop, Nail Salon or Day Spa
        • Optometrists
      • Commercial Umbrella
      • Workers’ Compensation
    • Personal Insurance
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Auto Repair & Collision Shops

Through a combination of flexible business owners coverages, competitive pricing and unique features, we can customize an affordable package of insurance protection for a variety of automotive service professionals.

Some of the coverages included in our Auto Repair/Collision program:

Building & Business Personal Property
  • Helps replace or repair your building and its contents if it is damaged by a covered loss.
Business Income
  • Covers you in the event your business has to close due to a covered loss.
Equipment Breakdown
  • Covers the mechanical breakdown of equipment such as heating/cooling systems, ventilation systems, electrical distribution systems, diagnostic equipment and air compressors.
Garagekeepers Liability
  • Coverage for loss or damage to your customers’ vehicles while they are in your possession.
Garage Liability
  • Provides protection for damages relating to bodily injury and property damage that arise out of your business; and personal and advertising injury for example, if a competitor of your business complains that an act, advertisement, practice, or comment you or your staff has made has damaged their business.
Hired Auto and Non-Owned Auto Liability
  • Covers bodily injury and property damage caused by a vehicle you rent, borrow, or that is owned by others, such as a customer’s or employees’ that is being operated in the course of your business.

Optional coverages are also available to customize your policy to meet your unique needs.

Cyber Liability
  • Provides comprehensive data security and privacy coverage that address both first-party losses and third-party liability claims, expert claims handling and breach response services in the event of a suspected breach, and a risk management website which provides information, guidelines and tools to help mitigate risk before a breach occurs.

Money saving discounts for:

  • Buildings with sprinklers and other protective devices
  • Multiple Locations
  • Membership in a National Trade Association
  • Membership in a Franchise
  • Qualify for a discount when your business stays claim free

Payment Options

Find a Local Agent

Need insurance? Enter your zip code to find a Merchants Insurance Group agent near you.

... the money I invest in any type of insurance is very important to me. It must be with an insurance company that treats me with care, respect, and - simply, the same way that I would treat that person.

Debbie (Merchants' claims representative) treats us professionally, respectfully, and simply - as if she was part of our family....

Jayne DempseyMerchants Policyholder since 1998

Press Releases

  • Merchants Insurance Group Promotes Stephen Cross to Vice President and Chief Information Officer February 12, 2019
  • Caught in a Winter Storm? January 31, 2019
  • Protect Your Family from Deadly Carbon Monoxide This Winter January 20, 2019
  • Before The Storm Hits, Be Prepared January 17, 2019
  • Sam LaDuca Shares Carrier Perspective on Removing Occupation and Education as Automobile Rating Factors in the State of New York on Buffalo’s CBS Affiliate, WIVB Channel 4 News January 15, 2019

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Recent Updates

  • Merchants Insurance Group Promotes Stephen Cross to Vice President and Chief Information Officer February 12, 2019
  • Caught in a Winter Storm? January 31, 2019

Contact Merchants

250 Main Street, Buffalo, NY 14202 Phone: 1-800-462-1077 E-Mail: support@merchantsgroup.com

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