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Merchants Insurance Group Merchants Insurance Group
  • Insurance
    • Business Insurance
      • Auto Repair & Collision Shops
      • Building Owners
      • Business Auto
      • Contractors
        • Carpentry
        • Concrete
        • Electricians
        • Handyman
        • HVAC
        • Janitorial
        • Landscaping
        • Painting and Paperhanging
        • Plumbing
      • Golf
      • Offices
        • Medical Offices
      • Restaurants/Food Service
      • Septic Haulers / Designers / Installers
      • Service / Retail / Wholesale Businesses
        • Beauty Salon, Barber Shop, Nail Salon or Day Spa
        • Optometrists
      • Commercial Umbrella
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Offices

This insurance is designed for businesses such as medical, legal, financial and other professional-service offices.

Some of the included coverages for Offices:

Building & Business Personal Property
  • Helps replace or repair your building and its contents if it is damaged by a covered loss.
Business Income and Extra Expense
  • Covers you in the event your business has to close due to a covered loss.  You will be reimbursed for your actual loss of income and the extra expenses you incur for up to one year.
Business Liability
  • Provides protection for damages relating to bodily injury and property damage that arise out of your business; and personal and advertising injury for example, if a competitor of your business complains that an act, advertisement, practice, or comment you or your staff has made has damaged their business.
Computer Coverage
  • Covers damage to your computer equipment and the restoration of electronic data that is destroyed or corrupted by a covered loss.
Employee Dishonesty
  • Covers dishonest or fraudulent acts committed by your employees.
Employment Practices Liability
  • Protects you from claims made alleging injury to your employees due to work-related discrimination, negligent hiring or termination, or harassment.
Money and Securities
  • Protects money and securities used in your business if they are stolen, lost or destroyed.
Valuable Papers and Records
  • Helps you restore or recreate your valuable documents and records if they are damaged by a covered loss.

Optional coverages are also available to customize your policy to meet your unique needs.

 

Cyber Liability
  • Provides comprehensive data security and privacy coverage that address both first-party losses and third-party liability claims, expert claims handling and breach response services in the event of a suspected breach, and a risk management website which provides information, guidelines and tools to help mitigate risk before a breach occurs.
Money saving discounts for:
  • Protective devices for fire or burglar alarms
  • Automatic sprinkler systems
  • Multiple policies with Merchants Insurance Group

Payment Options

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... the money I invest in any type of insurance is very important to me. It must be with an insurance company that treats me with care, respect, and - simply, the same way that I would treat that person.

Debbie (Merchants' claims representative) treats us professionally, respectfully, and simply - as if she was part of our family....

Jayne DempseyMerchants Policyholder since 1998

Press Releases

  • Merchants Insurance Group Promotes Stephen Cross to Vice President and Chief Information Officer February 12, 2019
  • Caught in a Winter Storm? January 31, 2019
  • Protect Your Family from Deadly Carbon Monoxide This Winter January 20, 2019
  • Before The Storm Hits, Be Prepared January 17, 2019
  • Sam LaDuca Shares Carrier Perspective on Removing Occupation and Education as Automobile Rating Factors in the State of New York on Buffalo’s CBS Affiliate, WIVB Channel 4 News January 15, 2019

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Recent Updates

  • Merchants Insurance Group Promotes Stephen Cross to Vice President and Chief Information Officer February 12, 2019
  • Caught in a Winter Storm? January 31, 2019

Contact Merchants

250 Main Street, Buffalo, NY 14202 Phone: 1-800-462-1077 E-Mail: support@merchantsgroup.com

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